2. Get that rice going! The rice packet I bought took 7 minutes to cook on the stovetop, so follow the directions on the package and let that cook while you continue on with the next step.
3. Brown your meat on the stove. Follow the directions on the taco seasoning packet, draining the meat and adding water and the seasoning packet. At this time, also add in your onions, refried beans, and shredded cheese, mixing everything together until blended well (it looks grosser than it's going to taste, I promise!)
4. Once your meat and rice are both ready, combine them into one pot or bowl. Mix them together.
5. Set your peppers upright in a baking dish. Scoop your meat and rice mixture into each pepper, overflowing if needed (you may have extra filling, if this is the case, feel free to use an additional pepper or just scoop the extra filling into the bottom of the dish to add to your plates). Add 1/4 cup water to the bottom of the pan to help add moisture during the baking process. Cover the baking dish with either a lid or aluminum foil.
6. Cook peppers in the oven for 40-45 minutes. Remove from oven, take off lid, and sprinkle cheese on top of each pepper. Place back in oven for 3-5 minutes, or until cheese is melted.